Finance representative example: Personal Contract Purchase: Payable by 17 payments of £385.46 and an optional final payment of £6,030.00 Payments are based on a duration of agreement of 18 Months, 5000 miles per annum, a Cash Price OTR of £11,000.00 with a deposit of £0.00 leaving an amount of credit of £11,000.00. The agreement is calculated using a fixed rate of interest of 13.06% per year resulting in Representative 13.1% APR and a total amount payable of £12,592.82. Included in the final payment shown is an option to purchase fee £10.00. Excess mileage charged at 3.98 pence per mile.